Expense Management Corporate Solutions
	Corporate Card Programs Discover a tailored expense management solution that allows corporations to maximize their savings and identify ways to reduce costs, without compromising control with the American Express® Corporate Card.			AeroplanPlus®* Card Programs The only Corporate Cards that reward your Company with up to 4% Cash Back2 on eligible Air Canada purchases and up to 5% Cash Back3 on travel and everyday business expenses. Plus it rewards your employees with Aeroplan®* Miles.		Corporate Purchasing Solutions Streamline every step in the procurement process, from sourcing and buying, to billing, payment and reconciliation.
	Corporate Card	Corporate Gold Card	Corporate Platinum Card	AeroplanPlus®* Corporate Card	AeroplanPlus®* Corporate Platinum Card	Corporate Purchasing Card
BASIC
Annual fees	Varies	$75	$499	$75	$350	Varies
Company name embossed on the Card	Optional	Optional	Optional	Optional	Optional	Optional
Liability Options	Full Corporate, Joint & Several, Limited Liability	Joint & Several, Limited Liability	Joint & Several, Limited Liability	Joint & Several, Limited Liability	Joint & Several, Limited Liability	Full Corporate
REWARDS
Optional Membership Rewards® Program** - Earn Rate: $1 Purchases = 1 Membership Rewards Point
Membership Rewards® Program** – Points Accelerator Service®: $1 Purchases = 1.5 Membership Rewards Points
Aeroplan Miles®*	Option to transfer from Membership Rewards***	Option to transfer from Membership Rewards***	Option to transfer from Membership Rewards***	$2 Purchases = 1 Aeroplan Mile®*	$1 Purchases = 1 Aeroplan Mile®*
Optional Aeroplan Miles Upgrade Program				$1 Purchases = 1 Aeroplan Mile®* (additional fee of $100 plus applicable taxes applies)
Savings at Work Program (Up to 5% Exceptional Business Savings with any of our Program Partners such as Air Canada, Marriott® Hotels & Resorts, and more)
Cash back on Air Canada eligible purchases1				Up to 4%	Up to 4%
Cash back on Hotel Partner purchases2				3%	3%
Cash back on Car Rental Partner purchases2				4%	4%
Cash back on other partner purchases2				Up to 5%	Up to 5%
INSURANCE SERVICES/BENEFITS
Car Rental Theft and Damage Insurance3
Flight and Baggage Delay Insurance4	$500	$1,000	$1,000	$500	$1,000
Hotel/Motel Burglary Insurance4	$500	$1,000	$1,000	$500	$1,000
Supplemental Lost/Stolen Baggage4		$1,000	$1,000		$1,000
Travel Accident Insurance5	$500,000	$500,000	$500,000	$500,000	$500,000
Travel Emergency Assistance
INCLUSIVE BENEFITS
American Express Travel Service Locations6
American Express Assured Reservations
Cardmember Online Services - My Account
Emergency Card Replacement
Emergency Cheque Cashing (up to $1,000 CDN)
Express Cash (Requires Corporation to enroll)7
Front of the Line® Events
Online Program Management			- No online application
Management Information Reporting - Customized/ad-hoc reporting
Automated Expense Reporting (Optional)
PREMIUM BENEFITS
Airport Club Program8 American Airlines Admiral Club® lounges, Continental Airlines Presidents Club® lounges, Delta Air Lines Crown Room Club® lounges, and Northwest Airlines World ClubSM lounges.
International Airline Program9 Participating airlines offer a complimentary companion ticket, complimentary upgrade, special class fare, or discounted fares.
Air Canada Privilege Pass10
Air Canada Maple Leaf Lounge Access11
Concierge
Executive First®**/Executive Class®** Priority Airport Check-In12
Executive Assistant Servicing
Fine Dining13
Fine Hotels and Resorts14
Car Rental Program
Limousine Program
Personalized Travel Service from Amex Canada Inc.
Starwood Preferred GuestSM Program15
Fairmont President's Club Platinum Membership16

^®: Used by Amex Bank of Canada under license from American Express. Copyright ©: Amex Bank of Canada, 2009.
^®*: Aeroplan and AeroplanPlus are registered trademarks of Aeroplan Canada Inc.
TM: Maple Leaf is a Trademark of Air Canada, used under license.
^®**: Executive Class and Executive First are Registered Trademarks of Air Canada, used under license.

1. Minimum annual Air Canada eligible purchases of $25,000 required. Eligible Air Canada purchases include ALL fare classes and are calculated on actual flights taken. Companies with Air Canada contracted and/or negotiated fare rates will not be eligible for this Cash Back. Other terms and conditions apply.
2. Minimum annual net charge volume of $200,000 for the company is required to be eligible. Other terms and conditions apply.
3. Underwritten by Royal & Sun Alliance Insurance Company of Canada. There are specific conditions that apply to who may drive the rental vehicle, the length of the rental(s) and the type of vehicle covered. Car Rental Theft and Damage Insurance is not provided if your company has opted out of this coverage. To confirm whether you are eligible for this coverage, please contact your Program Administrator.
4. Underwritten by Royal & Sun Alliance Insurance Company of Canada.
5. Underwritten by Chubb Insurance Group of Canada (a member company of the Chubb Group of Insurance Companies). Under Master Policy #6477-4608.
6. Comprises Travel Service locations of American Express Travel Related Services Company, Inc., its affiliates and Representatives worldwide. In Canada, American Express Travel Services locations are independently owned and operated. Not all services are available at all Travel Services locations and are subject to local laws and cash availability.
7. Subject to cash availability and local currency restrictions.
8. Airport Club Program Terms and Conditions: Corporate Platinum Cardmembers are permitted to bring their spouse and children (under the age of 21) or up to two travelling companions per visit. The Corporate Platinum Card must be active, present at the time of travelling and in the same name as one of the travellers. Name on the ticket must match name on the Corporate Platinum Card. All guests must have and present a ticket valid for that day on the corresponding airline. All guests must present a valid government photo ID. Affiliate club agreements do not apply. Participating club locations are subject to change. All guests must adhere to house rules. Amenities may vary among airport club locations.
9. • Participation in the International Airline Program (the "Program") is available only to holders of a Basic Platinum Card^® ("Basic Cardmember"). The Platinum Card is a Charge Card in Canada issued by Amex Bank of Canada ("American Express", "our", "us") under the trade mark The Platinum Card, including eligible co-branded and corporate platinum cards and such other cards as designated by us from time to time. In order to take advantage of the Program, the Basic Cardmember's account must be active (meaning not cancelled by the Cardmember or us). The Program offers a complimentary companion ticket, complimentary upgrade, special class fare or discounted fare on participating airlines.
   • To receive a complimentary companion ticket, the Basic Cardmember must purchase a full-fare non-restrictive ticket in first class, business class, or other eligible class of service on a participating airline for an eligible flight originating in and returning to a designated gateway and charge the purchase of such ticket to The Platinum Card. Only select airline(s) participating in the Program offer a complimentary companion ticket.
   • To receive a complimentary upgrade to a designated class of service or to receive a special class fare or discounted fare, as applicable, on participating airline(s), the Basic Cardmember must purchase a full fare non-restrictive ticket or an eligible ticket on an eligible flight and class of service originating in and returning to a designated gateway and charge the purchase of such ticket to The Platinum Card. These offers cannot be combined with each other or with any other offer at any time including the complimentary companion ticket offer. Only select airline(s) participating in the Program offer upgrades, a special class fare or a discounted fare.
   • Only one complimentary companion ticket may be issued per travelling Basic Cardmember and one of the travellers must be the Basic Cardmember. Only one complimentary upgrade ticket may be issued per travelling Basic Cardmember. Only one special class fare ticket may be issued per travelling Basic Cardmember. Only two discounted fare tickets may be issued per travelling Basic Cardmember and one of the travellers must be the Basic Cardmember.
   • For additional details including participating airlines and additional terms, conditions and restrictions, please visit www.americanexpress.ca or call American Express.
   • Eligible routes, class of service, code-share arrangements, designated gateways and similar matters relating to travel in the Program are determined by and will vary as between the participating airlines.
   • The Program is valid for travel purchases booked and/or completed within designated dates. For details, please visit www.americanexpress.ca or call American Express. Designated dates are subject to change without notice and are updated based on arrangements with participating airlines from time to time.
   • All bookings and purchases for this Program must be made through Personalized Travel Service from Amex Canada Inc. or at any American Express Travel Services location* in Canada, except as we otherwise permit in our sole discretion. A travel service fee per booking may apply.
   • The Program is subject to availability on the participating airlines' eligible flights. Airlines participating in the Program may have limited seat allocations and destinations in respect of the Program and may have other terms, conditions, exclusions, restrictions and fees. Eligible class(es) of service are determined by each participating airline. Offers cannot be combined with any other offers.
   • Tickets issued for this Program are non-transferable and non-endorsable. The full-fare ticket and complimentary ticket or discounted fare tickets, if applicable, must be issued at the same time, for the same itinerary, with departure and return on the same flights and in the same class of service. All tickets are subject to all government fees, taxes and charges including airport levies. Once the tickets are issued, the names cannot be changed. The full-fare passenger and companion or discounted fare passenger and discounted fare companion passenger must travel together.
   • Tickets must show a confirmed reservation for the entire trip and must be purchased in using The Corporate Platinum Card prior to the start of travel from designated gateways. No split currency ticketing is permitted.
   • Prepaid and miscellaneous charge orders ("MCOs") may not be permitted.
   • Electronic tickets are permitted and will be issued whenever the itinerary is e-ticket eligible.
   • Re-routings, one-way, circle-trip and open-jaw itineraries may not be permitted.
   • International Air Transport Association fare construction principles and rules apply. There are limitations on the number of transfers through the international hub(s) of the participating airline. Maximum numbers of transits allowed through international hub(s) are determined by the participating airlines and will vary between participating airlines. Sector and side trips may not be allowed. Certain code share flights may not apply.
   • Interlining is not permitted unless otherwise stated. Flights on participating airlines cannot be combined under the Program. Flights on non-participating airlines are not eligible for the Program and must be ticketed and priced separately. Canadian domestic fares to and from the designated departure gateways must be ticketed separately and are not included as part of the Program unless otherwise stated.
   • Complimentary companion tickets have no refund value and do not accrue frequent flyer mileage.
   • Subject to paragraph 9, once tickets are issued, changes, cancellations and refunds, as applicable, may be subject to a fee per ticket and will be at the Basic Cardmember's expense. Refunds after departure or "no shows" may not be allowed. Refunds are allowed on the full fare ticket only, and must be accompanied by the unused companion ticket. Complimentary companion tickets are not refundable and have no refund value, however, when applicable, taxes and fees may be fully refundable. Refunds are allowed on discounted fare ticket and discounted companion fare ticket provided both tickets are refunded at the same time. Special class fare tickets and upgrade tickets will be refunded at the original ticket price subject to any applicable fees.
   • This Program cannot be combined with any other promotion, travel agent discount, consolidator fares, travel industry and airline employee discounts, child, infant or senior citizen fare, frequent flyer award, group rate, corporate rate, MCOs, Membership Rewards^® Travel Certificates or any other promotional offer.
   • Reservations must be ticketed no later than 30 days prior to the departure or reservations will be cancelled. Reservations made within 30 days prior to departure date must be ticketed within 72 hours after the bookings are made or the reservations will be cancelled. If a fare increases after the booking date, the participating airline will honour the lower fare at which the ticket was booked provided the ticket is purchased within 72 hours of the date of the fare increase.
   • Amex Bank of Canada reserves the right to cancel the Program or to change the terms and conditions of the Program at any time, for any reason and without notice. Participating airlines are subject to change without notice. Under no circumstances will Amex Bank of Canada, Amex Canada Inc. or any of their affiliates be liable for any loss or damage howsoever incurred as a result of the termination of the Program, the termination of any participating airline or any change in the Program.
   • All recourse for any and all liability in connection with full-fare and/or companion tickets, special class fare tickets, discounted fare tickets and/or upgrade tickets issued under the Program, the refusal to issue or honour any such tickets, travel pursuant to any such tickets or the failure of any participating airline or other party to adhere to the terms of the Program is as against the relevant participating airline only. Under no circumstances will Amex Bank of Canada, Amex Canada Inc. or any of their affiliates be liable for any conduct, action or failure of any participating airline whatsoever, including, without limitation, for any expense, loss, injury (to person or property), damage, delay, flight cancellation, denied boarding, missed connection, accident or any other matter whatsoever, however suffered or caused, directly or indirectly in connection with tickets, transportation or other services provided or refused to be provided by any participating airline or other party. To the extent permitted by applicable law, Amex Bank of Canada, Amex Canada Inc. or any of their affiliates will not be liable for any incidental, indirect, consequential, special, punitive or exemplary damages of any kind whatsoever arising from or in connection with the Program (whether in contract, tort, strict liability, products liability or otherwise), including, without limitation, lost revenues, loss of profits or loss or interruption of business.
     *Comprises Travel and Foreign Exchange locations of American Express. In Canada, American Express Travel Services Network locations are independently owned and operated. Not all services are available at all locations and are subject to local laws and cash availability. Service fees may apply. The foregoing represents the general terms and the conditions of the Program as at 12/07. Benefits described herein are accurate as at 12/07 and are subject to change or cancellation without notice.
10. American Express Corporate Platinum Cardmembers may purchase one Air Canada Privilege Pass – Executive Class and/or one Air Canada Privilege Pass – Economy Class (each referred to as a “Pass”) annually based on Cardmembership anniversary date.

    Payment must be made using an American Express Corporate Platinum Card. Passes can only be used for travel by the Basic Cardmember alone or accompanied by one other eligible traveller who must be designated at any time during the validity period of the original Pass. One Pass provides eight one-way flight credits. Travel is eligible anywhere within Air Canada’s North American network excluding Hawaii, Mexico, Alaska and the Caribbean. Pass credits may only be used on flights operated by Air Canada, Air Canada Jazz and Air Canada regional partners with Air Canada flight numbers. Routes are subject to change and may be seasonal. Seats may not be available on all flights, on all days.

    All Pass credits must be used within 12 months of the Pass purchase date. Passes not purchased during an annual cardmembership period cannot be carried forward to future annual periods. Bookings using Pass credits can be made up to 353 days in advance and up to 1 hour prior to departure. Changes are subject to availability and depend on Pass type and change/cancel fees may apply. Fees apply per direction plus taxes.

    Pass purchase prices are set by Air Canada and are subject to change without notice each annual Cardmembership period. Pass purchase prices, taxes, applicable fees, terms and conditions and eligible flight connections are displayed in My Flight Pass Bookings at aircanada.com. Purchase of Passes, bookings, changes and cancellations are to be made at aircanada.com. Additional fees will apply for any transactions permitted through an Air Canada Call Centre.

    Passes and Pass credits are neither refundable nor transferable in whole or in part. Any Pass credits booked and not cancelled within 1 hour of the scheduled departure will be forfeited. One Pass credit is applicable per direction including connections.

    Advance seat selection is complimentary when done online at time of booking. The number of Aeroplan Miles earned for Pass purchase from Air Canada is calculated on the price before GST/QST/HST (where applicable). Please allow two weeks from the purchase date of the Pass for Aeroplan Miles to be posted to the purchaser’s account. This offer is subject to change or cancellation at any time. Passes must be purchased in Canada and customers must be Canadian residents as per their Aeroplan account. Air Canada reserves the right to make the same or similar offer to the general public without notice.

    Additional Air Canada Privilege Pass – Executive Class Terms:
    Availability is based on Executive Class fare (J booking Class). If Executive Class (J booking Class) is not available, reservations in Economy Class are not permitted. However, sameday airport standby for Economy Class is, at no charge. No fare difference refund or any other credit will be issued if flight credits are used in Economy Class. Changes are subject to availability. Aeroplan Miles earned for purchasing the Pass at aircanada.com do not count towards Air Canada Top Tier status, but Air Canada Status Miles earned for flying Air Canada do count towards Air Canada Top Tier status.

    Additional Air Canada Privilege Pass – Economy Class Terms:
    Availability is based on Tango fare (R booking Class). Air Canada Upgrade Certificates are not applicable on Tango fares. Changes are subject to availability and change or cancellation fees apply. Fees apply per direction plus taxes. Aeroplan Miles earned for purchasing the Pass at aircanada.com and for flying on Tango fares do not count towards Air Canada Top Tier status.

    *Aeroplan Miles do not qualify for Air Canada Top Tier status.
    **Aeroplan Miles do not qualify for Air Canada Top Tier status. Purchases made by travel agencies do not qualify for this offer.

    1. To opt into the Air Canada Privilege Pass benefit, you must provide us with your Aeroplan number. If you do not have an Aeroplan account, please visit aeroplan.com to obtain one free of charge. Please allow 4 weeks following enrollment to access aircanada.com to purchase your Air Canada Privilege Pass.

    ®: Used by Amex Bank of Canada under license from American Express.
    ®*: Executive Class is a Registered Trademark of Air Canada.
    ®**: Aeroplan is a registered trademark of Aeroplan Limited Partnership, used under license.
    

11. Cardmember must present their American Express AeroplanPlus^®* Corporate Platinum Card and a confirmed, same-day departing ticket on an Air Canada, Air Canada Jazz, Air Canada code share or Star Alliance flight to be permitted access to a Maple Leaf Lounge. Cardmember is permitted paid guests in the lounge, subject to lounge access terms and conditions and pending space availability. Access to Arrivals Lounge is available upon presentation of a valid American Express AeroplanPlus^®* Corporate Platinum Card and a same-day confirmed boarding pass on an arriving Air Canada international flight, regardless of fare type purchased. Access is subject to Air Canada Maple Leaf Lounge terms and conditions and may not be available due to unforeseen circumstances.
12. Applicable at airports where Executive First/Executive Class Priority check-in is available and handled by Air Canada agents only. Applies to any fare, including Aeroplan reward travel. Available on any scheduled Air Canada or Air Canada Jazz operated flight during normal operations.
13. If you do not honour your reservation or if you cancel after the given deadline, you will be subject to a $15 per person cancellation fee ($60 minimum, $120 maximum) charged in the local currency of the country in which the restaurant is located.
14. Certain terms and conditions apply. In order to receive the Fine Hotels & Resorts program amenities and rates, reservations must be made through Personalized Travel Service from Amex Canada Inc. Payment must be made using the American Express Corporate Platinum Card in the Corporate Platinum Cardmember’s name. Room upgrade at check-in is based on availability. Fine Hotels & Resorts program amenities and rates are not combinable with other programs. One special program amenity per room, per stay. Cardmembers may reserve up to two (2) additional rooms other than for his/her own use inclusive of the standard amenities and negotiated rate. The Cardmember must accompany the party as a guest for which Fine Hotels & Resorts program reservations are made. If the Cardmember cancels his/her reservation, the Fine Hotels & Resorts program rates and amenities will no longer apply to any remaining reservation(s).
15. Starwood Hotels Preferred Guest Gold Membership
    1. Enrollment in the Starwood Preferred Guest program is required. Benefits are subject to change. Terms and conditions of the Starwood Preferred Guest program apply. For complete terms and conditions of the Starwood Preferred Guest program visit www.preferredguest.com. Program enrollment is valid as long as you are a Corporate Platinum Cardmember in good standing.
    2. Preferred room is defined as a superior room such as a room on a higher floor, a corner room or a recently renovated room. Upgrades are subject to availability at time of check-in.
    3. Late checkout may not be available at some resorts or conference locations.
    4. Or equivalent in foreign currency. Limited to one cheque-cashing per stay. May be subject to local restrictions.
16. Fairmont President's Club Platinum Membership
    For a full list of Fairmont President's Club benefits, please visit www.fairmont.com/fpc/MembershipBenefits.
    American Express AeroplanPlus Corporate Platinum Card Cardmembers must enroll in Fairmont President's Club to qualify for the American Express "Platinum for Platinum" Fairmont President's Club Platinum benefit. Cardmembers must enroll for the benefit by contacting Fairmont Hotels & Resorts at 1-888-320-5959 or at www.fairmont.com/plat5 and quoting the promotion code. If you are an existing Fairmont President's Club member, please call 1-888-320-5959. The promotion code has been sent to existing Cardmembers through promotional mailings and in welcome packages for new Cardmembers. If you have misplaced your promotion code, call the number on the back of your card and a representative will assist you. Cardmembers that are Fairmont President's Club members, with the promotional code that complete five overnight stays at a Fairmont hotel or resort in the same calendar year, paid for with an American Express Card between January and December of the calendar year will qualify for membership in Fairmont President's Club. The benefit may be discontinued at any time. Fairmont President's Club membership is subject to the restrictions, terms and conditions of Fairmont President's Club which may change without notice. Complete terms and conditions are available by calling 1-888-320-5959 or by visiting www.fairmont.com/fpc.
    * Five nights do not have to be consecutive nights. Five nights must be in the same calendar year and paid for using an American Express Card.