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AMERICAN EXPRESS® CORPORATE CARD PROGRAMS

REAL BUSINESS. REAL SOLUTIONS®

American Express is evolving the e-payments industry. Let us demonstrate how you can leverage your spend to immediately recognize process efficiencies and improve working capital.

Are payables just a cost center – or is there an opportunity to think about them differently? At American Express we look at payables as a chance for your company to spend more strategically. American Express' comprehensive suite of Corporate Payment Solutions can help you turn business-to-business spend into opportunities to minimize inefficiencies and see real financial benefit.

SIMPLIFY YOUR PURCHASING PROCESS AND TAKE CONTROL OF YOUR SPEND
The American Express Corporate Purchasing Card can simplify, streamline, and increase policy compliance. How? Through our consultative process, we learn what drives your current policies and procedures, and create a customized Corporate Purchasing Card program to meet your specific needs. As a result, you have the power to control purchasing and streamline transactions, and reduce costs typically associated with the purchase order and check writing process.

INCREASE CONTROL AND ENHANCE EFFICIENCY
Wouldn't it be great to improve control and compliance, and automate payment reconciliation? With vPayment, you can. With vPayment's U.S. patented technology, we can help you to place a limit on the amount and date for every transaction, deliver enhanced controls and easy reconciliation. And it works with all American Express-accepting merchants, and requires no change to the merchant's processes or systems.

BUYER INITIATED PAYMENTS
The idea of electronic payments is very appealing, but at what cost to your processes and suppliers? American Express' BIP provides nearly instant results with minimal technology integration. Because we start by understanding your objectives, and then learn how your business spends and partners with suppliers, we can recommend the best approach to electronic payments. With our Buyer Initiated Payments, you can rapidly transition to electronic payments without altering your existing workflow or negatively impacting suppliers. We can help you optimize working capital and reduce costs while continuing to follow existing policies and procedures.

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